Quote:
Originally Posted by Ahnuld
Trying to calculate my payments for my RL i hope to recieve this fall... I guess the key variable is not knowing where rates are on the sky as its been 4 1/2 years since I bought a car.
So was curious what APR you guys are getting, and possibly how you worked out financing? Either base or RL... doesnt matter.
I have an RL on order.
30,200. Add dealer installed options, tax (7%), tags, registration...
34,000?   but anyway...
I am keeping my old car, no trade in. I have good credit and income (well, more about having low expenses)
purchase 34,000
5,000 down payment
financing 29,000
6.9 interest? Is that too high an estimate?
$573 per month, at 60 mos...
Sound correct? Only thing not sure about is Rate. When I bought 2 cars 54 months ago, it was soon after 9/11 and dealers incentives were high and rates were low.... I think I have a 2.9 and a 3.9 rate currently. |
Go to a credit Union or Capital one blank check. I know you can get A much lowere rate. I think Capital on is 5.75 for 36 months. But if you belong to Castco you go to the coastco site and they also have capital one and they give members a discount. You get approved in like 10 min. and they send you the check. They will even overnight it if you want.
But I heard alot of people say the credit union is the cheapest usually.