Try the Capital One Blank Check. It takes about 5 minutes to fill out the application on-line. Within 15 minutes I'd been approved for 6.1% for 60 months.
My car was born last Wednesday

so I needed to get financing started. What really surprised me was that I filled out the application LATE Friday afternoon. The check was in my mailbox yesterday good for 45 days. I simply fill out the amount of the check for the purchase price and my payments are calculated on the final purchase price.
It saves from haggling with the credit guy at the dealership and I think it will make the experience much nicer.
Good Luck
Silver Pearl
Red/Black Leather
Manual
Monsoon 6 Disk
Chrome Wheels
Born 9/6/06
Delivered ???????
Waiting patiently in Alabama