[MidniteBlues]

Actually and in reality it all depended on how good your credit is. In my case, since I have gold plated credit rating (they love me when I walk in and run a credit check) they come back salivating hehe Back on topic, from the little research i did, when those plans were offered you could select anything you wanted. The lower the months, the higher the payments (obviously) but you could selected from 12 to 72 months in reality..