Sorry to see and hear that. You are ok, the car not so much. Looks bad, but then again it could be saved. IF there is no frame damage that is the key. The hood, fenders, bumper etc. mostly cosmetic in nature. Expensive? Sure it is, these cars are, but they can be fixed.
The insurance agent might total it. The body shop might be able to fix it. IF the insurance agent says it is fixable, but then after the tear down by the body shop, they might say it is not fixable, with all the hidden damage they found, it is what it is.
I just wandered over to Choptop thread on low priced SKY's floating around the internet. Couple of them out there in the $6k+ range. While they might not be the same year or mileage as yours, you might find one to replace yours, IF the insurance agent/body shop says it is totaled.
We never like to see one of own bite the dust. The owner is alive. Safe and sound, and lives to drive another day. The Kappa on the other hand might be done. So the question remains,... Will our owner get his current SKY back and looking permagrin good, ( it still drives ok, no mechanical issues so far ) or will he have to replace it?
Repaired SKY : Down time in the body shop. Total cost for repairs. Back and running the twistys.
Totaled SKY: The check is in the mail. Replace the SKY or find something new to drive.
The replacement SKY: it's just not the same as the old one I had. They never are, but you are back in a premagrin vehicle again!
Hope things turn out for the best for you and your SKY. Nothing puts a frown on your face, then seeing your baby looking like this. IF it is repairable
then the long wait begins while it is in the body shop. The dreaded phone call from the ins. agent/ body shop yup it's gone.. here is your check and the search is on for the replacement. The car in this case could be ok, which is way better than you, the owner being in the ER, know what I mean?