For those that have ordered...

twirp · 03-08-2006, 01:52 PM

................

SkyMan 08 · 03-08-2006, 02:24 PM

Quote:

Originally Posted by twirp

For those of you who have ordered I was very curious about what interest rates you were getting ( term & % rate) since my dealers website lists rates for all cars excluding the Sky. My bank quoted me 4.25% 5yrs. I would also like to know what extended warrantys are going for as well. ( length & deductible) I was told about a grand for 5yr 50000 mile 100 deductible. We are supposed to go and place final order this coming Monday and wanted to have an idea when it came time. Thanks.

I don't know about you but I cannot get a interest rate locked in until about a week before the car arrives.... right now ours is at 5.25% but who knows what it will be when the car gets here....Last time I bought an extended warrenty it cost about $800 to extend it two years and another 24,000 miles.
I never buy them except for one time on a used vehicle, and it paid off for me....

kimmi · 03-08-2006, 03:11 PM

I have a blank check in my hot little hands with an interest rate for 5.75% locked for 1 month, after that we have to re-address the current interest rates. What are my chance of having a car by April 10 (ha ha!) Oh well how much can it go up??
Kimmi

Ernest · 03-08-2006, 03:21 PM

Quote:

Originally Posted by kimmi

I have a blank check in my hot little hands with an interest rate for 5.75% locked for 1 month, after that we have to re-address the current interest rates. What are my chance of having a car by April 10 (ha ha!) Oh well how much can it go up??
Kimmi

I have a bank check waiting for the amount, in an emergency I could write a personal check though.

eldeeko · 03-08-2006, 03:26 PM

Quote:

Originally Posted by Ernest

I have a bank check waiting for the amount, in an emergency I could write a personal check though.

Ditto on all!

ishot3bucks · 03-08-2006, 03:28 PM

Quote:

Originally Posted by Ernest

I have a bank check waiting for the amount, in an emergency I could write a personal check though.

Stick some money in these 2 stocks for the next month and possibly pay cash for it: NHWK and API!

kimmi · 03-08-2006, 03:29 PM

So back to being patient? Can you tell I am not good at that??
Just a little bit longer. Only thing I can tell you if this doesnt happen soon I really am fixin to have a meltdown. Okay back to earth. Maybe a nice walk on the beach. See you guys later,
Kimmi

USFJoseph · 03-08-2006, 04:44 PM

My blank check from Citibank already expired

Waiting to hear more before I apply again.

JayZ · 03-09-2006, 12:48 AM

Quote:

Originally Posted by USFJoseph

My blank check from Citibank already expired

Waiting to hear more before I apply again.

Does anybody know if multiple applications for car loans (even though it is for the same car) lower your FICO or is it all bunched together like one application??

CdnSkyGuy · 03-09-2006, 12:59 AM

Quote:

Originally Posted by JayZ

Does anybody know if multiple applications for car loans (even though it is for the same car) lower your FICO or is it all bunched together like one application??

Yes multiple apps hurt your credit score...here in Canada it is called a Beacon score.

Why is everyone getting bank loans??? Won't GMAC have some great 4 or 5 percent rates on this vehicle???

I am waiting for GMAC...bank rate here in Canada is 7.75% right now...maybe could get 7.5% but that would be a stretch

JayZ · 03-09-2006, 01:03 AM

Quote:

Originally Posted by CdnSkyGuy

Yes multiple apps hurt your credit score...here in Canada it is called a Beacon score.

Why is everyone getting bank loans??? Won't GMAC have some great 4 or 5 percent rates on this vehicle???

I am waiting for GMAC...bank rate here in Canada is 7.75% right now...maybe could get 7.5% but that would be a stretch

Thanks for the info. My plan was to finance through GMAC. I've got a soft spot for GM and their recent financial woes and figure this is a way to support them.

kimmi · 03-09-2006, 11:58 AM

Do you really think GMAC will offer "special rates for the Sky" I always thought those special rates were intended to help sale cars. Dont think this car needs any help
Kimmi

Rick Tinley Park · 03-09-2006, 12:09 PM

Quote:

Originally Posted by kimmi

Do you really think GMAC will offer "special rates for the Sky" I always thought those special rates were intended to help sale cars. Dont think this car needs any help
Kimmi

CdnSkyGuy · 03-09-2006, 12:19 PM

Quote:

Originally Posted by kimmi

Do you really think GMAC will offer "special rates for the Sky" I always thought those special rates were intended to help sale cars. Dont think this car needs any help
Kimmi

I know they will be lower than bank rate. GMAC is ALWAYS lower than bank rate. I'll eat my leather wrapped steering wheel if it is not a lower rate.

kimmi · 03-09-2006, 12:46 PM

Good to know will have to enquire before I fill out my blank check.
Thanks
Kimmi

PS I hear eathing the leather is not so good for digestion (ha ha)

TexSon · 03-09-2006, 02:32 PM

Hope to get enough money from the school bus totaling my bike to pay cash, if not, Navy Fed CU has 2.9% if you qualify.

CdnSkyGuy · 03-09-2006, 02:35 PM

Quote:

Originally Posted by TexSon

Hope to get enough money from the school bus totaling my bike to pay cash, if not, Navy Fed CU has 2.9% if you qualify.

What kind of Bike is worth $25,000???!!! (or do you also have some cashola saved up?)

Good for you though if they give you that much.

The priceless thing is that you got hit by a bus on a bike and you are still alive...send some of that luck my way.

VUETH1S · 03-09-2006, 03:48 PM

Quote:

Originally Posted by CdnSkyGuy

I'll eat my leather wrapped steering wheel.

If you're going to do that you may as well just go to Outback...

RMFNSKY · 03-09-2006, 04:27 PM

Quote:

Originally Posted by SkyMan 07

Last time I bought an extended warrenty it cost about $800 to extend it two years and another 24,000 miles.
I never buy them except for one time on a used vehicle, and it paid off for me....

I bought a extended warrenty for my son's Saturn Sl1 (used) and it really paid off. The head blew when the warrenty was about 200 miles over the extention and my dealer still honored it. I can't say enough good things about my dealer.!

NCBlue · 03-10-2006, 07:43 AM

I have a credit union rate of 5.64%, but just spk w/ my salesman who said that they would have more info on the GM "incentives" closer to the delivery time, but of course he still would not give me a definite date to expect delivery of my SKY

Jayne · 03-10-2006, 08:58 AM

I'll be paying cash for my Sky.
Jayne

GRinLR,AR · 03-10-2006, 10:58 AM

I bought an extended warranty for my SC2 when it was new. I only got to use it once...saved $60 on a new headlight motor. I forget how much I paid for the extension. It is 11 years old now and i have only spent $900 for repairs since it expired, so was it really worth it? Saturn makes damn good cars.

03-08-2006, 01:52 PM	#1 (permalink)
twirp First 2000 Sr. Member Join Date: Jan 2006 Posts: 326 My Photos: (1)	For those that have ordered... ................ Last edited by twirp : 07-28-2008 at 08:09 PM.

03-09-2006, 02:32 PM	#16 (permalink)
TexSon First 2000 Sr. Member Join Date: Jan 2006 Location: San Antonio, TX Posts: 724 My Photos: (27)	Hope to get enough money from the school bus totaling my bike to pay cash, if not, Navy Fed CU has 2.9% if you qualify. __________________ TexSon Green with Tan VIN "998" Delivered 26 April 2006

03-10-2006, 07:43 AM	#20 (permalink)
NCBlue First Reported SKY Owner! Join Date: Feb 2006 Location: North Carolina Posts: 364 My Photos: (0)	I have a credit union rate of 5.64%, but just spk w/ my salesman who said that they would have more info on the GM "incentives" closer to the delivery time, but of course he still would not give me a definite date to expect delivery of my SKY __________________ My SKY: "Stormi"-Silver Pearl, Black Leather, 5-Spd Manual, LSD, 6-Disc, Chrome Rims VIN#100478 Deposit: 10/25/05 Ordered: 1/11/06. Born: 3/6/06. Delivered: 3/14/06. Driven home: 3/16/06. License Plate: NLES SKY- "Endless Sky"

03-10-2006, 08:58 AM	#21 (permalink)
Jayne First 2000 Sr. Member Join Date: Feb 2006 Location: Hollywood, MD Posts: 129 My Photos: (0)	No Financing for me I'll be paying cash for my Sky. Jayne

03-10-2006, 10:58 AM	#22 (permalink)
GRinLR,AR First 2000 Sr. Member Join Date: Sep 2005 Location: Little Rock, Arkansas Posts: 389 My Photos: (0)	I bought an extended warranty for my SC2 when it was new. I only got to use it once...saved $60 on a new headlight motor. I forget how much I paid for the extension. It is 11 years old now and i have only spent $900 for repairs since it expired, so was it really worth it? Saturn makes damn good cars. __________________ Blue Skys Ahead! Midnight Blue, Tan/Black Leather *6-disc CD/MPG player with Monsoon* XM *Chrome Wheels* *License Plate: SKYRIDE* Ordered 3/10/06 3800 5/10/06 Delivered 6/15/06

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03-08-2006, 03:11 PM	#3 (permalink)
kimmi First 2000 Sr. Member Join Date: Feb 2006 Location: Cocoa Beach Florida Posts: 127 My Photos: (0)	I have a blank check in my hot little hands with an interest rate for 5.75% locked for 1 month, after that we have to re-address the current interest rates. What are my chance of having a car by April 10 (ha ha!) Oh well how much can it go up?? Kimmi

03-08-2006, 03:29 PM	#7 (permalink)
kimmi First 2000 Sr. Member Join Date: Feb 2006 Location: Cocoa Beach Florida Posts: 127 My Photos: (0)	So back to being patient? Can you tell I am not good at that?? Just a little bit longer. Only thing I can tell you if this doesnt happen soon I really am fixin to have a meltdown. Okay back to earth. Maybe a nice walk on the beach. See you guys later, Kimmi

03-08-2006, 04:44 PM	#8 (permalink)
USFJoseph First 2000 Sr. Member Join Date: Jan 2006 Location: Tampa, FL Posts: 116 My Photos: (0)	My blank check from Citibank already expired Waiting to hear more before I apply again.

03-09-2006, 11:58 AM	#12 (permalink)
kimmi First 2000 Sr. Member Join Date: Feb 2006 Location: Cocoa Beach Florida Posts: 127 My Photos: (0)	Do you really think GMAC will offer "special rates for the Sky" I always thought those special rates were intended to help sale cars. Dont think this car needs any help Kimmi

03-09-2006, 12:46 PM	#15 (permalink)
kimmi First 2000 Sr. Member Join Date: Feb 2006 Location: Cocoa Beach Florida Posts: 127 My Photos: (0)	Good to know will have to enquire before I fill out my blank check. Thanks Kimmi PS I hear eathing the leather is not so good for digestion (ha ha)

03-10-2006, 03:11 PM	#23 (permalink)
virginiasky First 2000 Sr. Member Join Date: Mar 2006 Posts: 80 My Photos: (0)