Before you do anything with financing, check out Capital One Auto/Blank Check. Great rate's. Find them on line. You get aproved in 5-10 min. Then they send you the blank check you take to the dealer's and fill out. It will most likely beat any Saturn rate on the Sky. If it's like the Solstice. Because of the demand of these car's the dealership financing is higher.JerseyCitySky said:I was wondering what rate Saturn financing is offering?
I know there have been threads about financing in the past, but i did not see this question answered.
:agree:deluke said:Before you do anything with financing, check out Capital One Auto/Blank Check. Great rate's. Find them on line. You get aproved in 5-10 min. Then they send you the blank check you take to the dealer's and fill out. It will most likely beat any Saturn rate on the Sky. If it's like the Solstice. Because of the demand of these car's the dealership financing is higher.
It was the easiest way I ever bought a car.
SkyHi07 said:5/18, I got 4.95%. GMAC was like 6.5. It all depensd on your credit score number!
I agree, but haven't heard of 4.95 for a rate in a long time no mater how good your credit is. That's a great rate just given in May. Would like to know where they got that rate.SkyRaider said:ditto...............Who finances you depends greatly on your credit (or FICO score). Yes, Capital One online car loans are great, provided you have a very good credit score. If your FICO does not come in their approval range, you'll get an instant "disapproval". There are online services that will help those with bad or substandard credit get a vehicle. The catch is that you're given a selection of dealerships in your area who finance people with bad credit. Plus these dealerships may not be ones whose cars you're interested in. If you get financing through a sub-prime lender you'll most likely pay a higher interest rate on your loan plus be asked to put down a higher down payment on your vehicle. Believe me, there are plenty of these type of lenders online. If you're one of those folks with less than perfect credit, or are having trouble getting a car loan through a traditional bank, you should try a credit union--preferably a local one in your community. They tend to be more flexible in their credit decision making than banks, and they are more likely to look at your individual situation with more compassion. Dealerships should be one of your last options (in my opinion). And even then, they are not likely to extend you credit unless you have a FICO score in the medium high to high range (650 to 780)......................