hey everybody. this is my first thread ever and I thought to myself, what would be better than asking for help. tell me what you all think. I'm in my early 20's and am seriously thinking (dreaming) of purchasing a Sky. I just talked to my insurance co today & on one hand a regular sky will be more affordable for me, but on the other hand is a RED LINE!!!! My question is be satisfied with a regular SKY or be SATISFIED!!!!!! with a RED LINE? Either way I win, it's just how much of a beating should my pockets take for the victory?